About FreeCalc

FreeCalc provides free, easy-to-use financial calculators built specifically for Indian taxpayers. Our goal is to help ordinary people understand how income tax, GST, investments and loans work — clearly and without cost.

Our mission

Taxes and personal finance in India can feel complicated. We build educational tools that make the numbers understandable, so you can plan with confidence and ask the right questions before consulting a professional.

Our calculators

We currently offer seven calculators: Income Tax (New vs Old regime, FY 2026-27), GST, SIP returns, loan EMI, HRA exemption, PPF maturity and gratuity. All of them run entirely in your browser — nothing you type is sent to our servers.

How we keep our calculators accurate

Every calculator is reviewed against the latest rates published by the Government of India after each Union Budget. Our income tax calculator reflects the slabs, standard deduction, Section 87A rebate, surcharge and cess applicable for FY 2026-27 (AY 2027-28). We re-verify our figures whenever tax law changes. If you spot an error, please tell us — we take corrections seriously.

Important note

Our calculators are for general education and information only. They are not a substitute for professional advice. For filing returns or personalised planning, please consult a qualified Chartered Accountant.