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Finance Calculators

Free, accurate finance calculators verified against authoritative Indian and international sources. Every tool shows the formula, a worked example, and a complete educational guide.

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EMI Calculator

Calculate your exact monthly loan installment for home loan, car loan, personal loan or education loan. Includes full amortization schedule.

Home loanCar loanPersonal loan

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SIP Calculator

Calculate mutual fund corpus from monthly SIP. Includes goal-based reverse mode — find monthly SIP needed to reach your target amount.

Mutual fundsGoal planningELSS

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GST Calculator

Add GST to a base price or extract original price from a GST-inclusive bill. Supports all Indian slabs: 5%, 12%, 18%, 28%.

5% slab18% slab28% slab

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FD Calculator

Calculate fixed deposit maturity value with quarterly compounding. Compare different bank FD rates and tenures.

Bank FDQuarterly compounding

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Compound Interest Calculator

Visualise how money grows with compound interest. Compare simple vs compound interest over any period.

CompoundingInvestment growth

Percentage Calculator

Find percentages, calculate percentage change, and use the built-in GST mode for quick tax calculations.

DiscountGSTPercentage change

How to use finance calculators for smarter money decisions

Before taking any loan — use the EMI calculator first

Banks quote interest rates that sound small. Always calculate the total cost. A ₹30 lakh home loan at 9% for 20 years costs ₹64.7 lakhs total — ₹34.7 lakhs in interest alone. Know this number before signing.

Use SIP goal mode to reverse-engineer your wealth target

Instead of asking "how much will my SIP grow?", ask "I need ₹1 crore in 15 years — what monthly SIP do I need?" The goal-based mode answers this instantly. This is how to plan, not guess.

Always verify GST on invoices

Use the GST calculator to verify every bill. A ₹10,000 bill with 18% GST should total ₹11,800 — not a rupee more. Checking bills takes 30 seconds and prevents overcharging.

🏺 Want to be financially free? Read the ancient wisdom guide

10 money models used since 300 BC. Simple enough for anyone. Works at any income level. Daily saving of even ₹1 can start the journey.

Read the Financial Freedom Guide →

Disclaimer: All calculators are for informational and educational purposes only. Results do not constitute financial advice. Consult a qualified financial advisor before making any financial decisions.